nothing in this policy shall give rights to any person other than the policyholder and the policyholder may not cede or assign his rights in terms of this policy to any person without the written consent of abacus if the policyholder has other insurance providing the same cover as per this policy contribute more than their rateable proportion of the total claim reasonable assistance to abacus to recover the electronic equipment; and equipment to abacus ombudsman for short-term insurance or the financial sector conduct authority
